Quotes For Life Insurance And Critical Illness

How much critical illness cover do you need.

Quotes for life insurance and critical illness. Which one should you get. Critical illness cover offers an extra level of protection on top of a standard life insurance policy so that if you develop one of the illnesses specified you receive a tax free lump sum payment to spend how you wish. A stand alone critical illness cover policy will typically not pay out on death. Running a critical illness insurance quote online.

Designed to leave you with peace of mind if you re diagnosed with an illness that your policy covers you ll usually receive a tax free one off payment that will support the change to your life and alleviate the. Life insurance with additional critical illness cover means you re insured for a payout both when you pass away and if you re diagnosed with a critical illness. You may choose to use a pay out to cover things like ongoing healthcare treatment or simply maintaining your family s standard of living if you were unable to continue. Critical illness cover is a type of life insurance that pays out a tax free lump sum if you re diagnosed with a condition that s listed on your policy.

Whether that s to help cover health related costs monthly expenses or lost income while you get better. To run a critical illness quote just complete the form at the top of this page. If it is a combined life insurance and critical illness policy the life insurance element will likely pay out in this instance. We also have a free downloadable guide to buying critical illness insurance.

Life insurance protects against the financial loss brought about by a breadwinner s death. If you stop paying your premiums your cover will typically end 30 days after the first missed premium. Over half of our customers pay just 17 50 a month or less for our critical illness cover 1. The quotation service is completely free and you are under no obligation to purchase.

About 50 of workers fear the financial burden of a critical illness while only 29 of the same people fear death. Life insurance and critical illness insurance are actually very similar but protect against different risks. Critical illness cover is a type of life insurance policy that offers protection in the event of a serious illness or injury. In a country where health care costs keep rising more people are concerned with the cost of illness than they are with dying obtaining critical illness insurance is one way of alleviating those concerns.

You can use it however you like. And finally we are available by toll free phone at 1 877 344 4011 to personally answer any questions you may have. It depends on things like what you want to cover how much you re looking to pay each month and for how long. Critical illness coverage is different from your life insurance policy.

Insurance is about protecting against risk. A combined life insurance and critical illness policy will only pay out once either when you pass away or if you re diagnosed with a critical illness.